What does annual deductible mean for health insurance?

What does annual deductible mean for health insurance?

I've never had health insurance before, parents deemed it unnecessary and now that I'm 18 I want to decide how to put my health on the line. (Never quite healthy, always had problems that parents never wanted to take to the doc) I've looked up quotes on blue shield and I'm baffled by everything they offer. I see that the less I pay the more the deductible is. One offer I think was like 80 bucks a month with 30 percent coinsurance but the deductible was 5000 annually. Then I saw a 210 monthly payment and the deductible was 750. The coinsurance was 50 percent. I'm very lost. I get the whole point the more you pay the less deductible you have. But how does one ever meet that deductible? Like do you HAVE to meet that deductible in one life saving office visit or else it gets restarted or can it accumulate over time through multiple less serious visits.

 

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Car Insurance question?

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Cheap UK car insurance UK - Student?

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what would happen if i got into a wreck?

 

 

Will this up my car insurance?

If I buy a normal Volkswagen MKV Golf, and get a new bumper fitted and put some black alloys on it, will it up the insurance by much? I'm not trying to 'chav' it up, I simply want more of an R32/Jetta bumper and grille. I also want to have the interior retrimmed in white leather, how much would this up the insurance by? Thank you :)

 

 

Insurance question?

will the price of insurance matter on who's name a car is in? or does it just matter on who is buying the insurance?

 

 

Do I need to be insured on my parents insurance to use the car?

I live in Florida, I have a Drivers License Class E. Do I need to be listed on the insurance to drive my moms car occasionally on my own? If so, does Gainsco cover an occasional driver for free? How much would it cost?

 

 

What is the average cost difference between full coverage insurance and liability insurance?

approx how much difference that is, like are we talking about couple hundreds 300-600 or alot more than that? thank you

 

 

Where to buy workers compensation insurance cheap in NY state?

Where to buy workers compensation insurance cheap in NY state?

 

 

What are the most common vehichle that is cheapest on insurance?

I'm trying to find a new vehichle but I want to know which cars are the mostly bought because they are cheaper on insurance.

 

 

What kinds of insurance we should get in California?

What kind of insurance we should shop if owner live in the property them self? What kind of insurance we should shop if it's rented out? What kind of insurance we should buy if we need fix the problems like dishwasher? Is it necessary to buy such kind of insurance?

 

 

Same insurance company but different rates?

Is it true same insurance company but different agent offers different rates?

 

 

Does anyone know the cost of insurance on a classic beetle? 1972 for an 18 year old girl.?

Im 18, ive got a 1972 1303 Classic Beetle Does anyone know how much it would be for me to get insured on it as a legal driver? Im a girl btw, or would it be cheaper on my dads insurance? or would i not be fully comp??

 

 

How much do you pay for taxi insurance in the USA? Who is your provider? I want to operate an independent cab.

I am in Washington state and I am doing my research into the profitability of starting a small taxicab company with 1-2 cars. Only one one insurance agent has returned my calls and he said insurance would be around $32,000 per year for an independent cabby. I am shicked - is this true?

 

 

Will my first speeding ticket affect insurance?

I live in Ontario and received a speeding ticket for 95 km/h in a 80km/h zone, just over $50 and no loss of demerit points. It's my first speeding ticket, is this going to affect my insurance rates?

 

 

Is this insurance Fraud?

My Fiance and I have very expensive car insurance right now and when we went to change companies the company we were at (its a certified insurance company) wanted to keep our business so they made our insurance allot cheaper by saying we are married, but we are only engaged. Can we get in trouble for this? Is it insurance fraud.

 

What does annual deductible mean for health insurance?

I've never had health insurance before, parents deemed it unnecessary and now that I'm 18 I want to decide how to put my health on the line. (Never quite healthy, always had problems that parents never wanted to take to the doc) I've looked up quotes on blue shield and I'm baffled by everything they offer. I see that the less I pay the more the deductible is. One offer I think was like 80 bucks a month with 30 percent coinsurance but the deductible was 5000 annually. Then I saw a 210 monthly payment and the deductible was 750. The coinsurance was 50 percent. I'm very lost. I get the whole point the more you pay the less deductible you have. But how does one ever meet that deductible? Like do you HAVE to meet that deductible in one life saving office visit or else it gets restarted or can it accumulate over time through multiple less serious visits.

https://www.linkedin.com/pulse/how-much-my-car-insurance-premium-change-when-i-turn-25-jonathan-dean/